Free Kasasa Cash®

Earn a really high rate plus refunds on ATM withdrawal fees.*

 
Get free checking that truly puts you first. Free Kasasa Cash® pays up to 2.00% APY* on your balance every single month when you do some easy banking basics, like using your debit card.

You’ll also get refunds on your ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re here in the Iron Range or elsewhere. Link your account to a free Kasasa Saver® to make saving easy. Visit us today to open your accounts in minutes.

Benefits

  • Free checking that pays high dividends
  • 2.00% APY* on balances up to $10,000
  • 2.00% to 0.41% APY on balances over $10,000 depending on balance in account*
  • 0.03% APY* if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free Online Banking
  • Free eStatements
  • Free Elite BillPay
  • Free Debit Card
  • Toll Free Express Teller Service
  • No minimum deposit to open

It’s easy to earn rewards — here’s how!
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don’t meet these qualifications, don’t worry.
Your account is still free. And you’ll still earn our base rate. Plus, you can get right back to earning your full rewards the very next cycle that you qualify!
 
 

 
 

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to [$10,000] receive APY of [2.00%]; and balances over [$10,000] earn [0.25%] interest rate on the portion of balance over [$10,000], resulting in a range from [0.25%] to [2.00%] APY depending on the account’s balance and (2) you will receive reimbursements up to [$25] ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. Dividends and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of [08/01/2016]. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit, enrollment in online banking, receipt of electronic statements may be conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account’s qualifications. Limit [1] account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A. View all the NRCCU Kasasa Services Disclosures here.