MORTGAGE LOANS

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THE RIGHT LOAN FOR YOUR NEEDS

We Offer Competitive Rates, Responsive Service, Quick Turnaround Times and More.

 
Today, borrowers have more options than ever before. At Marketplace Home Mortgage, we’ll equip you with the knowledge to ensure you get the loan that’s right for you.
 

 

Marketwise 5-Day Commitment

  • Secure a firm loan commitment in 5 days
  • Underwriter reviews all income, asset and credit documentation
  • Better than a pre-approval or pre-qualification letter

Conventional Loans

  • Fixed and Adjustable Rate Mortgage (ARM) options
  • Down payments as low as 3% – can come from gift funds
  • First-Time Homebuyer programs available
  • Home Affordable Refinance Program (HARP) refinances available

MHFA Loans

  • Down payment/closing cost assistant loans
  • First-Time Homebuyer programs available
  • Step up/repeat buyer

FHA Loans

  • Down payments as low as 3.5%
  • Flexible underwriting criterion

VA Loans

  • No down payment required
  • No private mortgage insurance requirements
  • Flexible underwriting criterion

USDA/Rural Housing Loans

  • 100% financing options available
  • Great rates and down payment options
  • Flexible credit guidelines mean less than perfect credit may still qualify

New Construction

  • New Build And Rehab Options
  • Long Term Lock-Ins
  • Available on most mortgage programs

Renovation Loans

  • FHA 203(k) streamline
  • FHA 203(k) Full
  • Fannie Mae’s HomeStyle program up to $417,000

Jumbo Loans

  • Up to 90% LTV with no mortgage insurance
  • Fixed & ARM available
  • Loan amounts up to $3 Million

Down Payment/Closing Cost Assistant Loans

  • MHFA (Minnesota Housing Finance Agency)
  • CityLiving for Minneapolis and St. Paul only

This is not an offer for extension of credit nor a commitment to lend and is subject to change without notice. Not all loans or products are available in all states. Marketplace Home Mortgage, LLC, Inc.

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