Free Kasasa Cash Back®

Get rewarded with cash back plus refunds on ATM withdrawal fees.*

Shopping is tons more fun when you get paid to do it. Free Kasasa Cash Back® checking pays 2.50% cash back up to a total of $300.00 of your debit card purchases. That’s up to $7.50 each month!*

You’ll also get cash back in the form of refunds on your ATM withdrawal fees, nationwide. That way you can get to your money when and where you need it, without those pesky ATM fees to worry about. Visit any of our convenient locations to open your account.


  • Free checking that pays you back
  • 2.50% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $90 cash back per year, $7.50 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free Online Banking
  • Free eStatements
  • Free Elite BillPay
  • Free Debit Card
  • Toll Free Express Teller Service
  • No minimum deposit to open

It’s easy to earn rewards — here’s how!
To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don’t meet these qualifications, don’t worry.
Your account is still free. Plus, you can get right back to earning your cash rewards the very next cycle that you qualify! You only need to qualify once every four months!


*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) [2.50%] cash back on up to a total of [$300.00] debit card purchases that post and settle to the account during that cycle period. A maximum of [$7.50] cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to [$25] ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the first processing day of the following statement cycle. Rates and rewards are variable and may change after account is opened.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit, enrollment in online banking, receipt of electronic statements may be conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account’s qualifications. Limit [1] account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A. View all the NorthRidge Kasasa Services Disclosures here.