Free Kasasa Saver®

Easily build savings while earning a high rate.

Make saving effortless with free Kasasa Saver®. It connects to your free Kasasa Cash® or Kasasa Cash Back® checking to build your savings automatically every month.

When you earn cash rewards in your Kasasa® checking, those earnings auto-transfer into Kasasa Saver. Plus, your Kasasa Saver pays up to 0.50% APY* on your balance! Start earning more cash today, and open your accounts at any of our locations.


  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.50% APY* on balances up to $10,000
  • 0.50% to 0.27% APY on balances over $10,000 depending on balance in account*
  • 0.03% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free Online Banking
  • Free eStatements
  • Toll Free Express Teller Service
  • No minimum deposit to open

It’s easy to earn rewards — here’s how!
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don’t meet these qualifications, don’t worry.
Your accounts are still free. And you’ll still earn our base rate on Kasasa Saver. Plus, you can get right back to earning your full rewards the very next cycle that you qualify!

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the first processing day of the following statement cycle: Kasasa Saver: Balances up to [$10,000], receive APY of [0.25%]; and balances over [$10,000] earn [0.03%] interest rate on the portion of balance over [$10,000], resulting in a range from [0.50%] to [0.27%] APY depending on the account’s balance. Kasasa Cash: Balances up to [$10,000] receive a non-compounding APY* of [2.00%]; and balances over [$10,000] earn [0.25%] interest rate on the portion of balance over [$10,000], resulting in a non-compounding range from [2.00%] to [0.41%] APY* depending on the account’s balance. Kasasa Cash Back: [2.50%] cash back on up to a total of [$300.00] debit card purchases that post and settle to the account during that cycle period. A maximum of [$7.50] cash back may be earned per Monthly Qualification Cycle. When Kasasa [Cash] or [Cash Back] qualifications are not met, Kasasa Saver: All balances earn [0.03%] APY. Kasasa Cash: All balances earn a non-compounding APY* of [0.03%]. Kasasa Cash Back: No cash back payments are made. *When linked to the Kasasa Saver account, the dividends earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of [08/01/2016]. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit, enrollment in online banking, receipt of electronic statements may be a conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements and log-ons may be required to meet some of the account’s qualifications. Limit [1] account per social security number. An account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A. View all the NorthRidge Kasasa Services Disclosures here.