Fraud and Identity Theft

Identity theft is the fraudulent use of a person’s personal identifying information. A fraud/scam uses deceptive, unlawful or misrepresentative practices to trick you out of money or other financial goods. Learn how to recognize scams, what action to take if you think you are a victim, and how to protect your finances from fraud. ​​​​​​​NCUA Fraud Prevention Center
We also found a great article that focuses on fraudulent filing of tax returns. It also contains important information regarding identity theft, and how you can protect yourself. Tax Identity Theft

What is Phishing?


Phishing, in regards to the credit union, would include emails sent to our members asking for account verification.


New Identity Theft Information.


It has been brought to our attention that some individuals may have recently received fraudulent e-mails that appear to have come from NorthRidge Community Credit Union requesting private information. This newest form of identity fraud is called “phishing”. To protect yourself and your account information, DO NOT respond to these emails or provide any personal information. NorthRidge Community Credit Union will never ask you to provide personal or account information over the Internet – any request for you to do so is fraudulent.


How Does Phishing Happen?

Phishing attempts are not compromises of NorthRidge Community Credit Union’s computer system. NorthRidge Community Credit Union has strategies in place to prevent this from happening. Those involved in the scam may have purchased your e-mail address from another party with hopes that you are a Northridge Community Credit Union member. Then you may receive an e-mail asking you to update NorthRidge Community Credit Union account information using an external link that is provided. The link redirects to a Web site that looks like NorthRidge Community Credit Unions Web site. This fake Web site is an attempt to scam members into surrendering private information such as online banking passwords, credit card information, social security numbers, or member account numbers.

Please note that the only authorized NorthRidge Community Credit Union Web site is as follows:

If you are redirected to any other Web site, it is most likely a phishing attempt and is illegal.



What is NorthRidge Community Credit Union Doing to Help Me?


Be assured that NorthRidge Community Credit Union will never request that you respond to any type of e-mail communication that asks for personal information. If you receive an e-mail in question, protect your identity and please do not respond. You can be confident that we are aggressively pursuing all instances of identity theft in order to protect your interests and the security of your accounts.


Sample E-mail


Dear NorthRidge Community Bank Customer,

This is your official notification from NorthRidge Community Bank that the service(s) listed below
will be deactivated and deleted if not renewed immediately. Previous notifications have
been sent to the NetBranch Contact assigned to this account. As the Primary Contact, you
must renew the service(s) listed below or it will be deactivated and deleted. Renew Now

SERVICE : NorthRidge Community Bank Online Banking.
EXPIRATION: March 16, 2006

Thank you,
NorthRidge Community Credit Union Bank Online Banking Support, N.A.

Please note: “Renew now” will take you to a new Web site that will ask you to verify account information. This Web site is not owned or operated by NorthRidge Community Credit Union, and you should not enter any account information.


Sample Web page


Members may receive an e-mail asking them to verify member numbers, address, passwords, debit and credit card on a similar Web page that looks like the NorthRidge Community Credit Union’s online banking sign on page.

This Web site is not owned and operated by NorthRidge Community Credit Union. You will never be asked via e-mail to confirm your member number, password, address, or debit/credit card information. If you receive an e-mail asking you to verify account information, please contact NorthRidge Community Credit Union immediately.

After entering your member number and password, you will then be redirected to another Web site for further verification. Please do not respond. This isn’t a Web site owned and operated by NorthRidge Community Credit Union. If you do enter in your account information, you will be redirected to the correct NorthRidge Community Credit Union Web site. You should only enter your account information from the NorthRidge Community Credit Union Web site only. If you receive e-mails asking for account verification, or have been redirected to our Web site from other sites other than NorthRidge Community Credit Union’s Web site (, please call NorthRidge Community Credit Union immediately.