Skip-A-Pay

Everyone Could Use a Little Extra Cash for Holiday Shopping….

As a member in good standing, NorthRidge Community Credit Union (NorthRidge) can provide you with that extra cash. Our Holiday Skip-A-Pay program allows you to choose one month to defer your current loan payment(s) allowing you to spend the money that would have been used as your loan payment(s) on anything you wish.

Want to know if you qualify?

If any of these apply, you may be eligible for the Skip-A-Pay Program:

    • Loans are current.
    • Payment history shows current for the past 6 months.
    • Your loan is older than 3 months.
    • You have not skipped your loan payment in 6 months.
    • You must have current, full coverage insurance on your collateral. If you have collateral protection insurance added you do not qualify. Maximum Skip-A-Payments is 6 for the life of the loan. When a payment is skipped, the interest on your loan will continue to accrue.

To participate in the Holiday Skip-A-Pay, simply complete, sign and return the Skip-A-Pay Application to NorthRidge 15 days prior to the due date. If you have any questions, contact our office today at 1-877-NorthRidge4U (1-877-672-2848).

There is a $40 processing/administrative fee per loan to participate.