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Routing Number: 291274085

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Holiday Loans

Holiday Loans with NorthRidge


Holiday Loans available November 1 through December 27, 2025. Apply online!

Click the button above, select "Holiday Loan" from the Loan Purpose drop-down.

Please keep in mind that our offices are closed Thursday and Friday, November 28 and 29. Submitting an application the Wednesday before Thanksgiving will likely not be reviewed until the following week.

This time of the year can be challenging for many. Buying gifts for your loved ones, hosting large get-togethers, traveling, and taking time off work can add stress to your budget and your mind around the holidays. NorthRidge is here to help with holiday and Christmas loans! Find some relief in a fast and easy holiday loan to help you along this season!

Borrow up to $1,500.00 at 16% APR* for 12 months. No credit check for established NorthRidge members**!

Bring us your last 30-days of paystubs, pay $20.00, and leave with up to $1,500.00!

Our holiday loans are designed to be fast and easy loans, but due to the high volume of applications we receive, please allow up to 2 business days for our loan elves to process your application and get back to you! You will have a much faster response by applying online and supplying the requested paystubs.  

holiday loan christmas loan

*ANNUAL PERCENTAGE RATE (APR). **NO CREDIT CHECK REQUIRED ON EXISTING MEMBERS. NEW MEMBERS WILL REQUIRE A CREDIT CHECK AND $10.00 PAR SHARE. MEMBERSHIP ELIGIBILITY REQUIRED. PROOF OF INCOME REQUIRED. SAMPLE MONTHLY PAYMENT: $136.10 FOR EVERY $1,500.00 BORROWED AT 16.00% APR FOR 12 MONTHS. RATES EFFECTIVE AS OF 10/12/2024. YOUR PAYMENT MAY VARY. APPROVAL IS SUBJECT TO CREDITWORTHINESS. HOLIDAY LOAN PROMOTION VALID 11/01/2024 THROUGH 12/27/2024. ALL RATES AND PROMOTIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. $20.00 PROCESSING FEE PER APPLICATION.