NorthRidge Community Credit Union offers certificate of deposit accounts. A certificate of deposit (aka: CD) is a savings account that holds a fixed amount of money for a specified period of time. Most CDs have a minimum term of six months and can go up to five years. View the rate table below to see what CD terms NorthRidge can offer! CDs are interest-earning accounts, so when you cash in or redeem your CD, you receive the money you originally invested plus interest! This is a great way to take advantage of compound interest.
Click here to check if we have any high interest certificate of deposit promotions!
| Term | Rate | APY* |
|---|---|---|
| 6 Months | .600% | .601% |
| 12 Months | .700% | .702% |
| 24 Months | .850% | .853% |
| 36 Months | .900% | .903% |
| 48 Months | 1.00% | 1.005% |
| 60 Months | 1.10% | 1.105% |
*APY = Annual Percentage Yield
After a CD matures, you have a grace period of 10 days to come in and change or cash out your funds.
