NorthRidge Community Credit Union offers certificate of deposit accounts. A certificate of deposit (aka: CD) is a savings account that holds a fixed amount of money for a specified period of time. Most CDs have a minimum term of six months and can go up to five years. View the rate table below to see what CD terms NorthRidge can offer! CDs are interest-earning accounts, so when you cash in or redeem your CD, you receive the money you originally invested plus interest! This is a great way to take advantage of compound interest.
Click here to read about our 30-month CD special at 1.5% APY!
| Term | Rate | APY* |
|---|---|---|
| 6 Months | .500% | .501% |
| 12 Months | .600% | .602% |
| 24 Months | .750% | .753% |
| 30 Month SPECIAL | 1.500% | 1.501% |
| 36 Months | .800% | .803% |
| 48 Months | .900% | .904% |
| 60 Months | 1.00% | 1.005% |
*APY = Annual Percentage Yield
After a CD matures, you have a grace period of 10 days to come in and change or cash out your funds.
