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Routing Number: 291274085


High Interest Certificate of Deposit Promotion

Money doesn't grow on trees...

It grows in CDs!

Earn 4.5% APY* on a 15-Month Certificate of Deposit

  • Minimum deposit of $10,000.00.
  • Must be new money.** 
  • 4.10% APY on any funds that are not new (are pre-existing) with NorthRidge. 

Read details and full disclosure on this high interest certificate of deposit special below.

Click here to learn what a Certificate of Deposit is, and what it can do for you! 

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Details and Disclosures

*APY = Annual Percentage Yield

**To obtain the 4.50% APY your total deposit must be comprised of new money. New money is described as having not previously been on deposit with NorthRidge Community Credit Union. A 30-day lookback period may be used to determine whether or not deposited funds are “new”. If any portion of your initial certificate of deposit is currently on deposit with NorthRidge Community Credit Union, or is within the 30-day lookback, you will receive a rate of 4.10% APY on your new 15-Month Certificate.

Traditional and Roth IRA Certificates have a $10,000.00 minimum balance.

Rates Effective as of April 3rd, 2023. Promotion for 15-Month Certificate is for a limited time only. The minimum balance to open a 15-Month certificate, when offered, is $10,000.00.

Certificate rate remains fixed for the entire term. A penalty may be imposed for withdrawals before maturity of Certificate. Limit of $500,000 deposited per household. The 15-Month Certificate promotion will roll into a 12-Month Certificate at maturity. Federally Insured by NCUA.

Fees for early withdrawal may reduce earnings on the account.

money on trees

Summer Skip A Pay!

Skip a Summer Loan Payment

Skip your next loan payment in June, July, or August and kick off summer with extra cash! This must be done by logging into your online or mobile banking. Promotion not available for paper applications. 

Details and Disclosures

Eligible members can skip ONE payment in either June or July or August.

Mortgages, Home Equity Lines of Credit, and Reserve Lines are not ever eligible for Skip-A-Pay.

Eligible members are those that:

  • Have had a loan for a minimum of 3 months.
  • Have made at least 3 loan payments prior to the skipped payment.
  • Are in good standing (not past due more than 29 days).
  • Have not skipped more than 1 payment in the last 6 months.

Promotion available May 24, 2023 through August, 2023.