*30-month CD rate. Promotional rates effective as of 08/15/2022 and may change any time. APY = Annual Percentage Yield. Minimum deposit $1,000. Penalty for early withdrawal.
Home Equity Line of Credit
NorthRidge Community Credit Union offers home equity lines of credit to members. A home equity line of credit uses the equity in your home to help you consolidate your debt, make home improvements, pay educational expenses, or even take a vacation. Start the application by clicking below!
You improved your cozy space,
Paid off your debt, or
Booked a relaxing vacation...
Go ahead, chase your dream! NorthRidge Home Equity Lines of Credit are STILL as low as 1.99% APR. Click below to start your application today and book your dream trip tomorrow.
*Home Equity Line of Credit promotion applies to loans up to 80% Loan to Value (CLTV) for owner occupied residences. Home must not be listed for sale. The rate will be fixed at 1.99% APR* (Annual Percentage Rate) for credit score 730 and above for the first 12 months as the promotional period. Credit margin will apply for lower credit scores. After the promotional period, the rate is equal to Prime rate plus credit margin. Line of credit rate is variable, rates are adjusted twice a year, and will not exceed 18% APR. Minimum payment is 1.00% of the principal balance or $50.00, whichever is greater. All rates and approvals are subject to credit qualification, other rates and terms may apply.