NorthRidge offers auto loans for both new and used vehicles, as well as late model used vehicles. We have great, low rates and convenient payment terms to meet your needs! Contact a loan officer to find out what your auto loan payment would be!
A new auto is any vehicle that has not previously been titled. We will consider a new auto rate for a member that is refinancing a loan that is 3 months old or less.
Our maximum term length for new auto loans is 84 months for qualified buyers, and maximum Loan to Value is 100% of NADA (may go as high as 120% when adding GAP [Guaranteed Asset Protection] to the loan). MRC (Mechanical Repair Coverage) is also available for new loans.
A used auto is a vehicle that has been titled previously. Our used auto loans are for models that are 10 years old and newer.
Our maximum term length for qualified buyers for used auto loans is 84 months on models newer than 5 years, and up to 60 months for models 5 to 10 years old. The maximum Loan to Value is 100% of NADA (may go as high as 120% when adding GAP [Guaranteed Asset Protection] to the loan). MRC (Mechanical Repair Coverage) is also available for new loans.
Get in touch with one of our great loan officers to learn how we can help you with a fleet purchase for your business or a single vehicle purchase for your business! 877-672-2848
