Here at NorthRidge, we understand that sometimes our members may face situations in life that cause financial hardship. Our mission as an organization is to lift the burder of financial difficulties from our communities. We can help. We offer solutions, with no judgment.
Call to meet with a member of our team to discuss what would work best for you, 877-672-2848.
Financial hardship can vary in levels of difficulty. No matter your situation, NorthRidge will work with you to help you find a solution. We work with people in all walks and stages of life.
We offer personal, or unsecured, loans that you may use to cover your expenses short term. NorthRidge has a variety of rates and terms to best meet your needs. You may also consider utilizing a personal loan to consolidate debt. Person loans, or debt consolidation loans, have a maximum term of 60 months and rates will vary depending on your individual situation.
Skip a Pay Program
With our Skip a Pay Program, NorthRidge allows a member to skip three loan payments in a rolling 12-month period. Your loan must be in good standing (not more than 29 days past the due date), and the loan must be open for a minimum of 3 months before a payment can be skipped. Other eligibility requirements apply, please call your loan officer or the main desk at 877-672-2848 for more information.
You can submit a Skip A Pay form easily online by logging into your online banking!
Mortgages do not qualify for a skip a payment. If you are concerned about making your mortgage payment, please contact us immediately so we can help.
NorthRidge's team is made up of Credit Union Certified Financial Counselors. We have the knowledge, experience, and tools to help you get through difficult financial situations. Create a budget or a spending plan, understand where your money goes every month, and gain confidence and autonomy in managing your personal finances. Call today to set up an appointment!