Routing Number: 291274085
We will never ask for your login information, do not give it out to anyone.
Here at NorthRidge, we understand that sometimes our members may face situations in life that cause financial hardship. Our mission as an organization is to lift the burden of financial difficulties from our communities. We can help. We offer solutions, with no judgment.
Call to meet with a member of our team to discuss what would work best for you, 877-672-2848.
Financial hardship can vary in levels of difficulty. No matter your situation, NorthRidge will work with you to help you find a solution. We work with people in all walks and stages of life.
We offer personal, or unsecured, loans that you may use to cover your expenses short term. NorthRidge has a variety of rates and terms to best meet your needs. You may also consider utilizing a personal loan to consolidate debt. Person loans, or debt consolidation loans, have a maximum term of 60 months and rates will vary depending on your individual situation.
With our Skip-A-Pay program, NorthRidge allows members to skip three loan payments in a rolling 12-month period (2 in a rolling 6-month period). You must have at least one loan with NorthRidge that has a minimum of three full payments made to it and your loan is in good standing (not more than 29 days past the due date). Other eligibility requirements apply, please call the main desk at 877-672-2848 for more information.
You can submit a Skip A Pay form easily online by logging into your online banking! You may also click here to fill out the form, save to your computer, and email to us.
Mortgages do not qualify for a skip a payment. If you are concerned about making your mortgage payment, please contact us immediately so we can help.
NorthRidge's team is made up of Certified Credit Union Financial Counselors. We have the knowledge, experience, and tools to help you get through difficult financial situations. Create a budget or a spending plan, understand where your money goes every month, and gain confidence and autonomy in managing your personal finances. Call today to set up an appointment!
If you need additional help but aren't sure where to find it, you may find some assistance with some of these resources available on the Iron Range. Download a printable copy of this document by clicking here.
AEOA Services
AEOA.org
1-800-662-5711
LSS (Lutheran Social Services):
April Sanderson
LSSMN.org/services
1-888-577-2227
County Assistance:
stlouiscountymn.gov
Virginia: 218-471-7137
Hibbing: 218-262-6000
Ely: 218-365-8220
Salvation Army:
centralusa.salvationarmy.org
Hibbing: 218-263-5096
Virginia: 218-741-1889
WIC:
health.state.mn.us/people/wic/
1-800-942-4030
Range Transitional Housing
Hibbing: 218-263-9250
Virginia: 218-741-9628
Veteran’s Service Office
Hibbing: 218-262-6090
Virginia: 218-749-7110
Ely: 218-365-8203
Advocates for Family Peace
Domestic Violence Assistance
24/7 line: 1-800-909-8336