Make saving easier than ever with NorthRidge's free Special Savings. It connects to your NorthRidge Evergreen Rewards Checking or your NorthRidge Evergreen Elite Checking to build your savings effortlessly every month.
When you earn cash rewards in your Evergreen checking, those earnings auto-transfer into your NorthRidge savings account. Plus, your NorthRidge Special Savings pays up to 0.10% APY* on your balance! Start earning more cash today and open your accounts at any of our locations.
Membership Eligibility. To open a NorthRidge Special Savings Account, you must be a member of NorthRidge Community Credit Union. To be eligible for membership in the Credit Union you must be an individual or entity qualifying within the Credit Union's field of membership, must have a valid Social Security Number (SSN) or Tax Identification Number (TIN), and must purchase and maintain at least one share as required by Credit Union Bylaws. You authorize us to check your account, credit, and employment history and obtain a credit report from third parties, including credit reporting agencies, to verify your eligibility for the accounts and services you request.
THE FOLLOWING DISCLOSURES CONTAIN IMPORTANT INFORMATION
AND THE TERMS AND CONDITIONS OF ANY ACCOUNT OR ACCOUNTS
THAT YOU MAY HAVE WITH US AND ARE PROVIDED AS REQUIRED BY
THE TRUTH-IN-SAVINGS ACT. WHEREVER USED, “APY” MEANS ANNUAL PERCENTAGE YIELD.
Except as specifically described, the following disclosures apply to all of the accounts (All accounts described in this Truth-in-Savings Disclosure are savings accounts):
Nature of Dividends. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Dividend Period. The dividend period applicable to each account is set forth in the Rate Addendum. The dividend period is the period of time at the end of which an account earns dividend credit. The dividend period begins on the first calendar day of the period and ends on the last calendar day of the period.
Dividend Compounding and Crediting. The compounding and crediting frequency of dividends are stated in the Rate Addendum.
Balance Information. To open any account, you must deposit or already have on deposit the minimum required share(s) in a share savings account. Some accounts may have additional minimum deposit requirements to open, earn dividends and avoid fees. If the minimum daily balance requirement is not met each day of the period, you will not earn the annual percentage yield stated in the Rate Addendum.
Balance Computation Method. Dividends are calculated by the daily balance method, which applies a periodic rate to the balance in the account each day.
Read the entire NorthRidge Membership Agreement and Official Disclosures here.