NorthRidge has many different options to consider when you need a loan. No matter your circumstances, there is a solution! NorthRidge’s vision and purpose is to rid families in our communities of the burden of financial stress; because of this, we make loan decisions based on you as a person, not solely on your credit score. Contact one of our loan officers from any one of our branches to find out how we can help you.
Use your share account or your Certificate of Deposit as collateral for a loan! If you have the funds, but don’t necessarily want to spend your savings or withdraw your Certificate of Deposit, you may take out a loan for what you need!
The minimum payment on a share secured loan is $25.00. The maximum term length available for a share secured loan is 84 months. A loan secured with a Certificate of Deposit must match the term length of the certificate.
We have loans for all of your equipment! A general secured loan can be used for tractors, back-hoes, skid-steers, forklifts, horse trailers, and more!
The maximum loan to value is 90% and the maximum term length is 60 months.
Debt consolidation is a great way to start working towards your financial freedom. A debt consolidation loan is a loan that you can use to combine your existing debts from credit cards or other loans into one payment. This can help you save on interest and pay off debts much faster! Here at NorthRidge, we want to see our members be financially well, and we specialize in helping you find your financial stride!
A personal (Signature) loan or debt consolidation loan is unsecured and has a maximum term length of 60 months.
NorthRidge offers members a line of credit that can be used for overdraft protection on your accounts and more!
|Loan Amount||Monthly Payment|
|$300.00 - $500.00||$25.00 monthly|
|$501.00 - $1000.00||$50.00 monthly|
|$1001.00 - $2500.00||$75.00 monthly|
|$2501.00 - $3000.00||$100.00 monthly|
|$3001.00 - $5000.00||$125.00 monthly|
NorthRidge also offers lines of credit for business accounts. Contact us to find out more!