$5.00/Withdrawal after two (2) withdrawals per calendar year
Money Market Account Fees
Description
Fee
Excessive Withdrawal
$15.00/Withdrawal after six (6) per month.
Below Minimum Balance
$10.00
Business Checking Account Fees
Description
Fee
Service
A service fee of $1.00 will be charged for four (4) or less checks cleared and $5.00 for 5 or more checks cleared during a month.
Deposited Item Return (Business)
$7.00/Item
Transaction Account Fees
Description
Fee
Overdraft
$30.00/Item
NSF
$30.00/Item
Stop Payment
$30.00/Request
Check Book Order
Prices vary depending on style.
Returned Deposit Item
$7.00/Item
Safe Deposit Box Fees
Description
Fee
Annual Rental Size 3x5
$20.00/Year
Annual Rental Size 3x10
$35.00/Year
Annual Rental Size 5x10
$50.00/Year
Key Replacement
$50.00/Key
Box Drilling
$250.00 minimum or actual cost, whichever is higher.
Share Value
Description
Fee
Par Value of One Share
$10.00
Late Payments
Description
Fee
Loan Late Fee
$15.00
Mortgage Late Fee
5% of monthly principal and interest payment.
Late Payments
Description
Fee
Loan Late Fee
$15.00
Mortgage Late Fee
5% of monthly principal and interest payment.
Administrative Fees
Description
Fee
Account Research
$20.00/Hour
Incoming Fax
$0.50/Page
Outgoing Fax
$0.50/Page
Photocopy
$0.50/Page
Statement Copy
$0.50/Page
Subpoena Research
$25.00/Hour plus per copy fee of $0.50 per page.
Legal Documents
Levy's, Liens, Garnishments, etc: $50.00/Document
Other Service Fees
Description
Fee
Bad Address
$5.00 if you do not notify us of address change.
Copy of Draft
$2.00/Draft
Corporate Check
$1.50/Check
Corporate Check Stop Payment
$30.00 (Not available until after 90 days.)
Inactive Account
$5.00/Month if there is no account activity for twelve (12) months.
Dormant Account
$15.00/Month
Early Savings Closure
$10.00 if Prime Share Savings is closed within 6 months of opening.
Loan Processing Fee
$35.00 (Only for approved loans.)
Money Order
$1.50/Order
Money Order Stop Payment
$30.00 (Not available until after 90 days.)
Non-NorthRidge ATM Transactions
$1.00
Plastic Card Replacement
$10.00/Card
Single Service
$2.00/Month (Charged if average monthly balance is less than $100 when there are no other share or loans accounts tied to Prime Share.)
Wire Transfer
$20.00/Transfer
Non-Member Coin Cashing
10% of total.
The rates and fees appearing in the schedule are accurate as of the Last Dividend Declaration Date indicated on this Truth-in-Savings Disclosure. If you have any questions or require current rate and fee information on your accounts, please call NorthRidge.
