You are making a great financial decision for your future when you join a credit union like NorthRidge Community Credit Union! We believe in financial well-being for all: our members, their families, and our communities. Your financial health impacts your mental and physical health. NorthRidge provides the tools and resources you need to be financially well. Which, in turn, will guide you to overall wellness.
Also, members of NorthRidge have a VOICE. Your story matters to us. Your health and wellness matter to us. We are here for you, no matter what walk of life you're on. Come in and tell us your story.
NorthRidge, like all credit unions, is a member owned, not-for-profit organization. When you join us, you are not just a customer, you’re an owner. NorthRidge is controlled through a board of directors elected by you, the members. Our purpose is to serve and benefit you!
Becoming a member is easy! You just must live, work, worship or attend school in St. Louis, Lake, or Itasca counties. Members’ relatives and spouses, along with businesses and legal entities in this area, can also join. We have branch locations spread out across the Iron Range for your convenience: Hoyt Lakes, Biwabik, Virginia, Hibbing, and Ely! Join a credit union like NorthRidge!
For more detailed information on what credits unions are and how they function, visit our FAQ page!
Legal Description of our Field of Membership:
Membership in this credit union is composed of those persons who live, work, worship or attend school in, and businesses and other legal entities located in Itasca County, Lake County and St. Louis County, Minnesota; and subscribe to at least one share as designated by the Board of Directors, pay the initial installment thereon and the entrance fee if any. In addition to a regularly qualified member, the spouse of a member, the blood or adoptive relatives of either of them and their spouses may be members.
Please note that due to the Children’s Online Privacy Protection Act (COPPA) children under 13 years of age are not eligible to open accounts online. To open an account for a child under 13 please visit any of our branches.