Why join NorthRidge?

Why open an account? Why join?

You just don’t get the same service and experience anywhere else that you do with NorthRidge. - Tony C.

When no other bank would give me a loan for a vehicle, NorthRidge credit union did! I am now on my 3rd loan and each time, I've paid them off early! I love my credit union! -Darlene R.

Awesome and friendly people. -Gina W.

I have seen them go far above and beyond any bank. Credit Union for the win! "6 out of 5 stars" -James L.

Great customer care. -Jessica R.

They were very polite, efficient, and very quick giving their decisions about giving a loan out. - Deb M.

With branches in Hoyt Lakes, Biwabik, Virginia, Hibbing, end Ely, NorthRidge is your local advocate, your local partner, and your local supporter. We are committed to improving the financial wellness of all our Iron Range communities.

So, why open an account? Why join NorthRidge? We are facilitators of dreams. NorthRidge can help you save and spend with confidence. We help first-time home buyers, investment-home buyers, and every home buyer in between. NorthRidge assists students buying their first cars and members buying their tenth. We support couples ready to start a family and couples ready to retire.

NorthRidge provides tools you need to achieve financial success:

Rewards checking that pays you cash rewards.
Round Up is a feature on NorthRidge checking accounts, helping you save money easier.
Early Pay applies to all direct deposits - meaning you get paid up to TWO DAYS EARLY.
Free budget assistance.
Free financial counseling.
Free DumDum suckers.

Automatic payments, bill pay, eStatements, no fees for transferring money between accounts or member to member transfers, and more.

"I’ve been at NorthRidge for about 4 years. Originally for a used truck loan.

I was a lifer at [a different financial institution] and was never treated right.

NRCCU has been nothing short of great to me.
I started a business doing home inspections and opened a checking for it. They have been amazing to me, so I dropped my other bank and now exclusively bank through them."

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Community Involvement

When you open an account at NorthRidge, you are becoming a member. As a member of NorthRidge, you are part of something bigger. Our philosophy is people helping people, and we do just that with many of our community service-based projects.