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Routing Number: 291274085

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Back to School Loans

Get back to school with NorthRidge!

Back to School Loans are available August 1 and run through September 7 2026. Apply online!

Click the button above, select "Back to School Loan" from the Loan Purpose drop-down.

Please keep in mind that our offices are closed Monday September 7th. 

From backpacks and school supplies to new clothes and extracurricular activities, back-to-school costs can put a strain on any family's budget. That's why NorthRidge offers Back-to-School Loans designed to help you cover the essentials and start the school year with confidence. Fast, affordable, and easy to apply for, we're here to help your family succeed.

Borrow up to $1,000.00 at 13% APR* for 12 months. No credit check for established NorthRidge members**!

Bring us your last 30-days of paystubs, pay $20.00, and leave with up to $1,000.00!

Our Back-to-School loans are designed to be fast and easy loans, but due to the high volume of applications we receive, please allow up to 2 business days for our loan officers to process your application and get back to you! You will have a much faster response by applying online and supplying the requested paystubs.  

*ANNUAL PERCENTAGE RATE (APR). **NO CREDIT CHECK REQUIRED ON EXISTING MEMBERS. NEW MEMBERS WILL REQUIRE A CREDIT CHECK AND $10.00 PAR SHARE. MEMBERSHIP ELIGIBILITY REQUIRED. PROOF OF INCOME REQUIRED. SAMPLE MONTHLY PAYMENT: $89.32 FOR EVERY $1,000.00 BORROWED AT 13.00% APR FOR 12 MONTHS. RATES EFFECTIVE AS OF 7/15/2026. YOUR PAYMENT MAY VARY. APPROVAL IS SUBJECT TO CREDITWORTHINESS. HOLIDAY LOAN PROMOTION VALID 08/01/2026 THROUGH 09/07/2026. ALL RATES AND PROMOTIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. $20.00 PROCESSING FEE PER APPLICATION.

Collecting Supplies

Help Iron Range Students Start the School Year Strong

As families prepare for a new school year, many students in our communities need a little extra support. That's why NorthRidge Community Credit Union is collecting new school supplies to help ensure local students have the tools they need to learn, grow, and succeed.

We're accepting donations of new school supplies at all NorthRidge branch locations.

Most-needed items include:

  • Backpacks
  • Notebooks
  • Folders
  • Pens and pencils
  • Crayons and markers
  • Glue sticks
  • Calculators
  • Shoes
  • Sweatshirts
  • Jackets
  • Other essentials

Donation Information

Drop-Off Locations: All NorthRidge branches
Collection Dates: Now through September 2026

Every donation stays local and helps students head back to the classroom prepared and confident.

Together, we can make a meaningful difference for local families and help give every student a strong start to the school year