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Routing Number: 291274085

Local Dough

We are Iron Range born and bread (PS: we do know the difference between bread and bred, this is just more fun!). NorthRidge has been serving the Iron Range since 1957. We understand our unique communities, and deeply understand the necessity to shop local, spend local, and bank local.

This year, we have committed to supporting our local Iron Range communities and small businesses as much as we can, and we are asking you to do the same! When you spend local, your dollars are supporting YOUR local families, schools, non-profit organizations, infrastructure, and so much more. The Iron Range is made of steel, but we are stronger together (see what we did there?).

Local Dough is not only about encouraging you to spend local, but to save local as well. Credit unions are not-for-profit and community based. We are committed to serving our communities by volunteering, fundraising, donating to local causes, and participating in community events and programs. When you join a credit union like NorthRidge, you become a member. As a member, you are a shareholder, an owner. As a member, you can run for election for the credit union’s board of directors. Each member gets one vote towards electing the board. When you serve on the board, you help make decisions about the operations of your credit union. Because we’re born and bred on the Iron Range: you, your vote, and your voice matter AND make a difference. That’s some real local dough.

Click here for the Local Dough $500 Visa Gift Card giveaway entry details!

We are supporting local food pantries with fresh bread donations, click here to help out!

The NorthRidge Local Dough video series has officially launched! Click here or scroll down to watch!

Own your own money. Keep your dough local.

Random Acts of Kindness


As a part of our Local Dough campaign, we decided we wanted to spread some kindness around our communities as well.

For the next several months, members of our NorthRidge Team will be performing random acts of kindness around the Iron Range. We might be buying your lunch or coffee, clearing trash from the roads or parks, helping you load your groceries, or pretty much anything we can do to help!

And here's where you come in! We hope that anyone who might be a recipient of a #NorthRidgeRAK will RAK it forward and complete a RAK for someone else. Even though spreading kindness and helping others is rewarding on it's own, want wanted to sweeten it up even more by giving away a $500 Visa Gift Card to one someone who RAK's it forward*!

Local Dough R.A.K. Giveaway Details

While the local dough campaign is active (January 14 through June 30, 2022), you have a chance to win a $500 Prepaid Visa Gift Card!

Complete the following steps:

  1. Complete a R.A.K. (random act of kindness). It can be anything from helping someone load their groceries, picking up garbage in your local park or from the streets, or even buying someone’s coffee at your local coffee shop. The possibilities are endless!
  2. Share your R.A.K. story, tag us, and use the hashtag #NorthRidgeRAK.
    Share your R.A.K. by snapping some photos (with permission from anyone else in the photo!) or by describing what you did and who you helped. Post on Facebook or Instagram, tag us, and add the hashtag #NorthRidgeRAK.
  3. Finally, fill out the contact form below with your name and contact information.

$500 Visa Gift Card Giveaway Entry Form: What was your #NorthRidgeRAK?

Please enter your name.
Please enter a valid phone number.
Please enter a message.

By checking "I Agree" and submitting your information, you agree to the Official Rules of this giveaway as stated below. You also agree to receive occasional emails from NorthRidge about specials, promotions, products, or updates. You may opt out of emails at any time and it does not affect your chances of winning. 

You must accept the Terms and Conditions.


Official Giveaway Rules:

One entry per person. Winner chosen by random drawing. There will only be one winner. Winner will be contacted by phone and email on July 8, 2022. If prize is not picked up from NorthRidge Community Credit Union by the end of the day on July 14, 2022, a new winner will be drawn.


By entering this NorthRidge Community Credit Union Giveaway, you acknowledge that you understand and will abide by these Official Giveaway Rules. Valid only for entries submitted by date indicated on promotion. One entry per person. Drawing to be held at the NorthRidge Community Credit Union office at 921 17th St. South, Virginia, MN. Winner need not be present to win. Winner responsible for all taxes that may apply for cash giveaways. Consult your tax adviser for consequences. If this is a cash giveaway, the winner may be required to sign an IRS Form W-9 or the equivalent. Entrants must be at least 18 years of age or older to participate. The odds of winning depend on the number of entries received. List of winner(s) may be obtained by writing to the Credit Union at 921 17th St. South, Virginia, MN, 55792, Attention: Giveaway Info.

Entrance to the giveaway available to all NorthRidge Community Credit Union members and general public aged 18 and up. No purchase necessary. Void where prohibited. Limited to United States residents only. NorthRidge Community Credit Union is not responsible for errors, fraud or other events affecting the giveaway which are beyond their control. *Entries are submitted by filling out the form on the NorthRidge Community Credit Union's website at; no other actions besides submitting an entry form are required in order to enter the giveaway.

NorthRidge Community Credit Union reserves the right to terminate or modify the giveaway at any time in its sole discretion. Not available to contestants in all states. NorthRidge Community Credit Union employees, volunteers and members of their immediate family are not eligible to participate.

By participating in the giveaway, each entrant agrees to release and hold harmless NorthRidge Community Credit Union, its officers, employees, volunteers, etc., from any and all claims or liability arising directly or indirectly from any prize or the giveaway. The winner(s) of a prize will have their photo taken and by entering they are consenting to the use of the winner’s name and likeness for publicity purposes. By participating in the giveaway, the winner(s) of a prize agrees to have his/her name, voice, picture, or likeness used in any advertising or broadcasting material relating to the giveaway.

The giveaway winner may be asked to sign a release stating the same. Copies of the Official Giveaway Rules will be available at NorthRidge Community Credit Union’s offices or website at

Keep your dough local by supporting our local food pantries.
Consider making donations when you are able!

As part of our Local Dough campaign, NorthRidge will be making weekly bread donations in support of these food pantries. Take part by doing some local grocery shopping and dropping off at any of the following!

East Range (Hoyt Lakes, Aurora, Biwabik)
Aurora Food Shelf
203 S. 2nd St. E.
Aurora, MN 55705
United States
Phone: (218) 750-7020

Quad Cities (Virginia, Gilbert, Eveleth, Mt. Iron)
Quad Cities Food Shelf
8367 Enterprise Dr. N.
Mountain Iron, MN 55768
Phone: (218) 749-1371

West Range (Buhl, Chisholm, Hibbing)
Salvation Army
107 W. Howard St.
Hibbing, MN 55746
Phone: (218) 263-5096

Chisholm Food Shelf
208 W. Lake St.
Chisholm, MN 55719
Phone: (218) 254-0054

Ely Area Food Shelf
15 W Conan St.
Ely, MN 55731
Phone: (218) 235-8572

Local Dough Video Series


This Local Dough campaign is focused on supporting our Iron Range and Ely communities, and what better way to do that than by helping small business owners produce their own commercials!

NorthRidge is happy to sponsor these local bakeries, and we hope you love these videos and discover some new places to visit around the Iron Range!

The Hive Coffee and Bakeshop, Aurora, MN | 218-229-0001