Mobile Check Deposit – Remote Deposit Capture (RDC)

Remote Deposit Capture allows NorthRidge members to deposit checks using their smart phones and the NorthRidge mobile app.

Before you begin, there are some important things to note.

Please know that only personal and corporate checks drawn on US financial intuitions made out to you, the member, will be allowed. This means no foreign checks or third party checks will be accepted. A special endorsement is also required for deposit.

When you sign the check you also need to write that this check is “For Remote Deposit Only at NRCCU” underneath your signature.

Also note that deposits made through this system will have a two business day hold placed on them. This hold starts when the deposit is approved by NorthRidge, not when the deposit is initially made.

If you want confirmation of your deposits via text, sign up for text alerts on the Home Banking website under Self-Service > Registered Mobile Alert Number.

Mobile Remote Deposit Capture (RDC) requires the NorthRidge Community Credit Union App to be installed. This can be found through Google Play or the iTunes App store:

 

 

Once you have the app installed, follow these step-by-step instructions to start using this great new feature!

STEP 1

Once you’ve logged in, you will arrive at that landing page.


STEP 2

From here you would touch the menu icon at the top left. This will bring up the menu of options for the app.

STEP 3

In the Transactions area you will see the “Deposit Check” option. This is where the RDC function is found.

STEP 4

Clicking on the “Deposit Check” option will bring up some important information. Please read this carefully before clicking OK.


STEP 5

Click OK and start the deposit process.

To do this you simply need to press the camera icon and take a clear photo of the front and back of the check.

STEP 6

Once you have that done you simply need to choose the account to deposit into, enter the amount and press “Deposit Check”.

If you’ve signed up for text alerts, you’ll get a text message from us noting that we received the deposit once the check has been submitted. Once the deposit has been verified you’ll get another text letting you know that the deposit was successful.

As always, if you have any questions, please don’t hesitate to contact us: (877) 672-2848