Routing Number: 291274085
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If you have equity in your home, NorthRidge can give you access to a low-rate HELOC (Home Equity Line of Credit). Your HELOC can be used for home improvement projects, paying off debt, or even taking a vacation!
A home equity line of credit is a revolving source of funds, similar to a credit card. The equity in your home is used as collateral to offer you lower rates than a credit card, but with the same benefit of access to funds. The amount for which you qualify and your rate depends on your individual financial situtation and the equity you have on your home.
There is no annual fee on a HELOC. Financing options are up to a 10-year draw period with a 10-year repayment. A draw period is the time during which you can access your available credit as you need and only make payments on the interest. The repayment period is when you will make regular monthly interest plus principal payments until you pay back the total amount borrowed. Repayment terms vary. Contact a loan officer to find out how you can get a line of credit!
