Routing Number: 291274085
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NorthRidge Community Credit Union is a full-service financial institution. We are progressive, family-oriented, and member owned and operated. NorthRidge is a coop credit union, meaning we are for the people, of the people (coop = cooperative).
NorthRidge Community Credit Union offers checking and savings accounts, financial security, a broad range of personalized financial services, and competitive rates on savings and loans. NorthRidge has locations in Hoyt Lakes, Biwabik, Virginia, Hibbing, and Ely. We serve communities all across the Iron Range and Ely with a large field of membership.
More than that, NorthRidge has a strong focus on providing help and service to those who may struggle to find it elsewhere. NorthRidge wants to ensure that our broad range of services are accessible and available to as many people as possible in our communities. We focus our lending program on being non-judgmental. Our loan decisions are based on the person, not the credit score. We believe in relationship building over credit scores.
We strive towards being your five star credit union, and giving you the local credit union hospitality you deserve.
We recognize and understand that the path to financial security feels different for everyone. We see an opportunity to come together as a community that supports one another and is committed to the dream of financial freedom. We imagine a world where finances are no longer looked at with fear but rather inspire possibilities.
Our purpose is to support the people in our communities; to encourage their learning and understanding of their unique financial situations and provide tools for our members to reach their dreams.
Relationships: We care about you.
Integrity: We will do what's right.
Advocacy: We work for you.
For the last five years, NorthRidge has worked towards certifying all members of staff as financial counselors through America's Credit Unions. This certification provides our team with great financial knowledge and a better understanding of who our members are, what challenges they may face, and how we can best serve their needs.
NorthRidge Community Credit Union has some great history on the Iron Range, dating all the way back to 1957.
Hoyt Lakes Mine Credit Union was chartered in August of 1957 as a Select Employee Group (SEG) credit union. Its purpose then was to serve the employees of the Erie Mine Company. The credit union was open for business by October of 1957. Later that same year, the credit union moved to the basement of the Chair of the chartering directors, Al Jenkins. In 1958, the field of membership opened to all employees of the Hoyt Lakes taconite industry. This came with a name change from Hoyt Lakes Mine Credit Union to Hoyt Lakes Taconite Credit Union. Members were incorporated from Hoyt Lakes, to Calumet, to Two Harbors.
Finally, in 1962, Hoyt Lakes Taconite Credit Union moved to a new location near the Hoyt Lakes shopping center and had a stand-alone presence. Then, in 1972, the field of membership opened even more to include family of credit union members. In the coming years, the field of membership continued to expand, and the credit union became a community charter. The name was changed in 1974 to Hoyt Lakes Community Credit Union.
Fast forward to 1998 when the second office opened in Biwabik’s City Hall building. The current office location at 222 Main Street opened in September of 2000. Three years later, the credit union expanded its membership once again to a three-county area that includes St. Louis, Lake, and Itasca counties.
In 2004, the credit union became NorthRidge Community Credit Union and opened the third office location at 921 17th Street South in Virginia.
Our fourth branch on 1321 Sheridan Street in Ely came in 2012 when Ely Steelworkers Credit Union merged into NorthRidge.
And finally, our most recent branch addition in Hibbing came in 2018 when Minnesota Ore Operations Employee Credit Union merged into NorthRidge. In the fall of 2022, our Hibbing credit union moved into a new building!