You may have been affected by the Equifax data security breach

Fraud ProtectionOn Thursday, Sept. 7, the Equifax credit reporting agency reported that sensitive files on more than 143 million Americans were hacked in a data security breach.

NorthRidge hasn’t been notified that any members’ data was stolen, but Equifax is the primary credit reporting agency for the central United States. With so many Americans affected, it’s likely that some NorthRidge members’ information was compromised.

Hackers may have gotten access to the addresses, birth dates, driver’s license numbers and Social Security numbers of these individuals, which can then be used to apply for loans and credit cards, open banking accounts and more.

Check your file at Equifax

Officials are urging everyone to check a website set up by Equifax to see if their information was breached or not:

At the top of the Equifax page, a gray box reads “To enroll in complimentary identity theft protection and credit file monitoring, click here.” The “here” link takes you to a page asking for your last name and the last six digits of your Social Security number. Fill out the form as requested. Be advised that the site has been down recently due to the large volume of users.

Once confirmed, you can then sign up for TrustedID Premier, which provides free copies of your report, lets you “lock it to make fraud more difficult, scans the internet for your SSN and offers identity theft insurance. Note: some outlets have reported that signing up for such services waives your right to sue Equifax later. This is not accurate. Signing up does not waive your right to later sue in a dispute with Equifax over this breach.

You should also:

  • check your credit report for unusual activity using TrustedID Premier or the website
  • consider placing either a fraud alert or credit freeze on your accounts. A fraud alert will cover the other two credit reporting agencies (Experian and TransUnion) and require creditors to take an extra step to verify it’s really you requesting new credit. A credit freeze is an even stronger level of identity theft protection.
  • keep close watch on your credit card and bank accounts for activity you didn’t originate. If you find fraud, notify your bank or creditor promptly.

The Federal Trade Commission has written an article with additional advice for those who may have been affected by this breach:

As always, NorthRidge Community Credit Union will work hard to assure the security and safety of member accounts. We stand ready to assist any members who are negatively affected by this or other security breaches.

Thank you,

Nicholas Mathiowetz
CEO/President, NorthRidge Community Credit Union

NorthRidge Wins Member Service Award

NorthRidge Wins Member Service Award

NorthRidge Community Credit Union has been honored with a 2017 Dora Maxwell Philosophy in Action Award. The award, sponsored by the Minnesota Credit Union Network (MnCUN) and the Credit Union National Association (CUNA), recognizes credit unions for their application of the credit union philosophy of ‘Serving the Underserved’.

NorthRidge was honored for the Relationship Lending program, which encourages staff to look past the credit score and to get to know the member and their unique situation. Credit unions who received the award have demonstrated the practical application of the credit union philosophy within the actual operations of the credit union.

Their winning entry will advance to the national competition, where it will compete with other projects from credit unions in other states that focus on enacting the credit union philosophy.

The award is named in honor of Louise Herring, an active supporter, organizer and champion of credit unions. She was the Ohio delegate to the 1934 national credit union conference in Estes Park, Colorado, where she signed the original constitution for a national credit union association. Herring believed that credit unions should work in a practical manner to better people’s lives. She saw the credit union as more than just a financial institution. In her own words, “The purpose of the credit union is to reform the financial system, so that everyone can have his place in the sun.”

62nd Annual Hoyt Lakes Carnival

The NorthRidge staff had a great time hosting the Kids Races & Sand Pile at this past weekend’s 62nd Annual Hoyt Lakes Carnival!

Check out the photos!


Ely Expansion

Creating a new NorthRidge for you!

We’re in the process of expanding and remodeling our Ely Branch. But don’t worry, we’ll be open through the entire construction process.

We are planning a Grand Opening celebration in late August / early September. Once we set a date, we’ll let you know via FB first, so please be sure you Like our FB page!

And keep checking the blog for updated posts on our progress.


Chain of Hearts Fundraiser

NorthRidge Community Credit Union’s February Credit Unions for Kids’ Heart Icon Campaign Was a Great Success, Raising $400 for the Local CMN Hospital.

The campaign, a fundraiser for the local nonprofit hospitals of the Children’s Miracle Network, asked members, community residents and area businesses to remember special people in their lives during the Valentine season.

Thanks to our amazing members, we collected $400 for the Children’s Miracle Network. Those who donated to the Children’s Miracle Network through the campaign had the names of their loved ones displayed as part of the credit union’s lobby decorations. Every dollar raised supports your local CMN Hospital! Thank you to all who made our fundraiser a success.
About Credit Unions for Kids: As part of the ‘Credit Unions for Kids’ program, credit unions and their trade associations have raised over $100 Million since 1996 in support of the charity. Annually, more than 17 million children receive help through Children’s Miracle Network hospitals.

About Children’s Miracle Network Hospitals: CMN Hospitals serve families and treat children with all types of afflictions including cancer, accidents, muscle and heart diseases, AIDS, cystic fibrosis and trauma. Funds provide charity care, special treatment programs, research and equipment, and go to the Children’s Miracle Network affiliated hospital nearest the area where the funds are raised.

Project Elf 2016

Project Elf 2016

NorthRidge is excited to partner with the East Range Rotary to help raise funds for Mesabi East’s Project Elf this holiday season! We are going to match any donations made at NorthRidge $1 for $1 up to $1000. We will be accepting donations at all four of our locations through December 23rd.

Project Elf is a program at Mesabi East where a group of high school students raise money through donations to help less fortunate families within our school district have a brighter holiday season. Last year with the help of our communities, Project Elf was able to help thirty-three families. With the funds raised, the students hope for items on a list of “needs” and “wants” for each child provided by the parents. The program facilitator takes a small group of students to shop for the families. The students are given a budget and purchase the needs of the children first and then with the remaining funds they will get some of the wants on the list. The students do an amazing job of working with the budget they are given and making the decisions that will allow the budget to stretch, giving the children as much as possible. The value of this program is really two fold. We are able to help many of our students receive basic needs that they may have a Christmas time and it also teaches those who volunteer the importance of becoming involved in their community.

Project Elf is funded strictly through the generosity of various companies, civic organizations, church groups, and individuals in our communities in the form of monetary donations, gift items, food and other items needed. There is no overhead cost for this program and every donation received goes to the children. Project Elf has been successful by seeing the same students wanting to volunteer each year as well as many new students who want to get involved. Also, we have many who are repeat donors who give generously each year and continue to support this program to ensure its success. The greatest moment is when we have a past recipient become a donor to the program. There is no greater gift than to see it come full circle for some people.

Staffing Changes

Staffing Changes

NorthRidge is proud to announce three staffing changes. Sharon Nelson is moving to Vice President of Lending, Liz Kallevig is being promoted to Operations Manager and Becky Elko is being promoted to Financial Services Associate.

Sharon Nelson has over 25 years of credit union experience with a special concentration in lending. As Vice President of Lending she will oversee consumer lending, real estate lending, commercial lending and will develop new lending products.

Liz Kallevig came to NorthRidge in 2006. Her main responsibility as Operations Manager will be to oversee deposit operations, develop new programs and services to better our membership, such as the Kasasa Rewards Checking, and to manage the Human Resource functions.

Becky Elko has been with NorthRidge since 2005. In her new role as Financial Services Associate she will continue to be an expert in all areas of member products and services. In addition, she will also support our members with all of their consumer lending needs.

Nicholas Mathiowetz, President and CEO of NorthRidge, is looking forward to these changes within the credit union. He says, “With these changes, NorthRidge will have a stronger emphasis on consistent, superior member service. And with the additions and changes to our management team, we will be better able to develop and implement new and improved services for our members.”

Continued Expansion Means More New Staff

Continued Expansion Means More New Staff

We continue to expand due to our excellent customer service and performance. To meet the growth needs of their expanding membership, NorthRidge has added two new staff members; Jillian Grivette in the Biwabik branch, and Hannah Dewhurst in the Virginia branch.

Nicholas Mathiowetz, President & CEO of NorthRidge, says, “NorthRidge is excited for these staffing additions. Both Jillian and Hannah have experience in financial institutions and strong member service backgrounds. We are very excited to welcome them to the NorthRidge Community Credit Union Team.”

Jillian started in the Biwabik branch and Hannah started in Virginia in the month of September.

NorthRidge is proud to serve the four communities and strives to live up to its philosophy of people helping people.


Jillian Grivette


Hannah Dewhurst

Second Annual “Cram The Desk” School Supply Drive

Second Annual “Cram The Desk” School Supply Drive

cram-the-desk-2016NorthRidge ‘Cram the Desk’ School Supply Drive Was Another Great Success!

We held their second annual “Cram The Desk” School Supply Drive during the month of August to give aid to hard-working families having trouble making ends meet. Throughout the month, NorthRidge gathered over $300 in school supplies that will help area children in need to start the school year off right. Many NorthRidge members came into the credit union locations to drop off supplies. The supplies were delivered to Mesabi East Elementary School Tuesday, September 13.

We sincerely thank everyone who donated – every little bit makes a difference to these students! All donations are greatly appreciated by NorthRidge, local schools, and of course families and kids in the community!

NorthRidge Welcomes New Staff Members

NorthRidge Welcomes New Staff Members

NorthRidge Community Credit Union (NorthRidge) membership continues to expand due to excellent customer service and performance. To meet the growth needs of our expanding membership, we’ve added three full-time member service representatives, and a work study student. The full time member service representatives are Allyson Wolff, Miranda Clark and Christina Huismann, and the work study student is Tia Spielman of Eveleth.

Nicholas Mathiowetz, President & CEO of NorthRidge, is excited for these staffing additions. “Allyson, Miranda and Christina all have strong customer service skills and we believe they will be tremendous assets to our team. Tia is new to the work force and I am certain that we can provide to her a strong understanding of the importance of the member and how working diligently provides the best outcomes for everyone involved,” he says.

Allyson is from Virginia and started at the Virginia office on June 1st. Miranda is from Hoyt Lakes and started at the Hoyt Lakes office on June 8th. Christina is from Gilbert and started at the Biwabik office on June 23rd. Tia started in the Virginia office on June 6th.


From left to right: Tia Spielman, Christina Huismann, Allyson Wolff, Miranda Clark